Buildings & Contents Home Insurance

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Protect Your Home. Protect What Matters Most.

Your home is more than just a place to live. It is where memories are made, where your family feels safe, and where the things you have worked hard for are kept. Imagine how you would feel if your property or personal belongings were damaged by fire, flood, or another unforeseen event. With the right insurance in place, you can have complete peace of mind knowing that you are protected.

Building Insurance

  • Whether it is your main residence, a holiday home, or a rented property, our Buildings Insurance provides the right level of protection for your needs.


    Designed for High Net Worth individuals, homeowners, and landlords, it offers flexible, high-value cover to safeguard premium properties and valuable assets against unexpected events.We provide comprehensive cover for sudden and unexpected damage to your property, including events such as fire, water damage, subsidence, or explosion.

    Buildings Insurance protects the structure of your home — including the roof, walls, fixtures, and outbuildings.

Content Insurance

  • Your home is filled with the things that make it uniquely yours — from furniture and electronics to clothes and personal valuables. Contents Insurance protects these items against theft, accidental damage, fire, or other unexpected events.

    It will cover the cost of replacing stolen or damaged possessions, including essential items such as laptops, desktop computers, and other electronics.

    Typical items covered include:

    • Home furniture and furnishings

    • Electronic goods (computers, tablets, mobile phones, etc.)

    • Clothes, shoes, and accessories

    • Paintings, pictures, and sculptures

    • Carpets, curtains, and other soft furnishings

    • Bicycles kept at the property

    If you were to move house, think of contents as the items you’d take with you — and we’ll make sure they’re protected wherever your home may be.

Art, jewellery and personal belongings

  • We have access to specialist protection for your jewellery, watches, art, and valuable collections — ensuring they are covered for loss, theft, or accidental damage, whether at home or abroad.

    You can choose the total amount of cover you need and list any individual items for bespoke protection. With worldwide cover included, your prized possessions stay insured wherever life takes you.

Home insurance exclusively
for expats with properties in Spain or Portugal.

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